Emergency Response Available

Storm Damage?
We're Here Within 24 Hours.

One storm can compromise your entire roof. Gotcha Covered responds fast across Brevard County — emergency tarping, insurance claims handled, permanent repairs done right.

24-Hour Response
🗺️ All of Brevard County
📋 Insurance Claim Handled
🛡️ Licensed & Insured

What to do right after
storm damage.

The next 24–48 hours matter. Here's what to do to protect your home and strengthen your insurance claim.

1

Stay safe — don't go on the roof

Wet roofs and storm damage make surfaces dangerous. Leave the assessment to us. A quick exterior inspection from the ground is enough for now.

2

Document everything with photos

Walk around the exterior and photograph any visible damage — missing shingles, debris, gutters. Use your phone with a timestamp. This documentation helps your claim.

3

Protect interior from water intrusion

If water is entering, place buckets, move valuables, and lay down towels. Document the interior damage too — it's all part of your claim.

4

Call Gotcha Covered before your insurer

We document damage professionally before filing. This strengthens your claim significantly. We'll tell you exactly what to report and handle adjuster communication.

5

Request emergency tarping if needed

If your roof has open sections exposed to rain, emergency tarping prevents further water damage. Ask us about same-day tarping when you call.

6

Don't sign anything from unknown contractors

Storm chasers show up after every hurricane. They pressure you to sign quickly. Take your time — legitimate contractors don't demand same-day signatures.

We handle the paperwork.
You handle your family.

Florida homeowner's insurance covers storm damage — but navigating the claim process is stressful. Gotcha Covered manages every step so you don't have to.

1
Day 1

We inspect and document the damage

Our team conducts a thorough roof inspection with professional photos, measurements, and a written damage report — the exact documentation your insurance company needs to approve a claim.

2
Day 2–3

We file the claim on your behalf

You can file yourself or authorize us to handle it. Either way, we know what adjusters look for and how to present the damage report to maximize your approved claim amount.

3
Within 2 weeks

Adjuster visit — we're there with you

Insurance adjusters sometimes underestimate damage. We meet them on-site, walk the roof together, and advocate for a fair scope of work. Most homeowners who have a contractor present get higher approvals.

4
Once approved

Repair or replacement — we handle permits & inspections

We pull the permits, schedule the crew, source materials, and manage the county inspections. You receive the finished roof. We handle everything in between.

5
Closeout

Final walkthrough and documentation

You inspect the completed work with us, we deliver the warranty documents, and we close the permit. The roof is ready for decades — and for the next storm season.

Emergency services we
offer after a storm.

From the moment the storm passes to the final inspection — we cover every phase of storm damage recovery.

🪣

Emergency Roof Tarping

We deploy waterproof tarps over damaged sections to stop further water intrusion while we arrange permanent repairs. Critical for preventing structural and interior damage.

⚡ Same-Day Available
🔧

Temporary Storm Repairs

Partial repairs to seal exposed areas, replace missing flashing, and stabilize the damaged structure until full replacement can be permitted and scheduled.

🏠

Full Roof Replacement

Insurance-assisted full replacements after hurricane or tornado damage. We handle the claim, pull the permit, and install a new roof built for Florida weather.

🔍

Storm Damage Inspection

Professional inspection with written report and photos for insurance submission. We identify all damage — obvious and hidden — so nothing falls through the cracks.

📋

Insurance Claim Support

We communicate directly with your adjuster, respond to requests, and push back on underpaid claims. You don't have to navigate the insurance bureaucracy alone.

🪟

Soffit, Fascia & Gutter Repair

Storms damage more than shingles. We repair storm-blown soffits, fascia boards, and gutters as part of a complete post-storm restoration — not just the visible roofline.

The contractor Brevard
County trusts.

🪖

Veteran & Woman-Owned

Owned and operated by a veteran and a woman — we serve our community with the same integrity we'd want from a contractor working on our own homes.

4.8-Star Rating

204 verified reviews from Brevard County homeowners. Our reputation was built one roof at a time and we protect it on every job.

🛡️

Licensed & Insured

Florida State Certified Contractor, fully insured, with 204+ building permits pulled in Brevard County. Everything by the book, every time.

📜

FL Contractor Certified

Certified by the Florida Department of Business and Professional Regulation. You can verify our license number before you sign anything.

What homeowners say
after a storm.

★★★★★

"They replaced our entire roof after Hurricane Ian damage. The insurance process was overwhelming, but Lisa walked us through every step. Crew showed up on time, cleaned up perfectly. Best contractor experience we've ever had."

MR
Maria R.
Rockledge, FL
★★★★★

"My elderly mother needed emergency tarping after a storm. They were out there the next morning. When we did the full replacement, they worked with her insurance and made it painless. Good people."

JS
Jennifer S.
Melbourne, FL
★★★★★

"I called three roofers after the last tropical storm. Gotcha Covered was the only one that came out same day. They tarped the roof, documented everything, and had my insurance claim filed within 48 hours. Unbelievable service."

RC
Robert C.
Cocoa, FL
★★★★★

"The adjuster initially approved $4,200. Gotcha Covered's team was on the roof with the adjuster and got it revised to full replacement — $14,800. I literally would not have known to push back. They paid for themselves ten times over."

LT
Linda T.
Palm Bay, FL

Storm damage questions
we hear every day.

We respond within 24 hours to storm damage calls across Brevard County — Melbourne, Rockledge, Cocoa, Palm Bay, Titusville, and everywhere in between. After major storm events, we prioritize emergency tarping calls to prevent water damage from compounding.
In most cases, yes. Florida homeowner's insurance covers storm and hurricane roof damage under your "windstorm" coverage. The key is documenting the damage properly before filing. Gotcha Covered handles the entire process — inspection, documentation, adjuster communication, and paperwork.
Emergency tarping is a heavy-duty waterproof cover installed over damaged roof sections to stop rain from entering your home while permanent repairs are arranged. If you have missing shingles, exposed decking, or a visible breach — you need tarping immediately. Every day without it is a day water is potentially entering your home's structure.
Call us first. We'll document the damage professionally before anything is filed — this creates the strongest possible claim. We've seen adjusters approve significantly more when a licensed contractor's damage report is already in the file. After we inspect, we can help you file or file on your behalf.
We serve all of Brevard County: Melbourne, Rockledge, Cocoa, Cocoa Beach, Palm Bay, Titusville, Viera, Satellite Beach, West Melbourne, Grant-Valkaria, and surrounding communities. If you're in Brevard County, we come to you.
Hurricane Season Starts June 1

Don't wait for the
next storm to find a roofer.

Get a free roof inspection now — before hurricane season peaks. If we find issues, we document them before any storm, putting you in a stronger insurance position if damage occurs.